Be Good To Your Money Bulletin http://ezezine.com
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CREDIT FREEZE
Credit freezes are one of the most effective tools against economic ID
theft available to consumers. They allow you to lock up your records
and select a secret code that only you know and can use to temporarily
"thaw" your credit. That added layer of security means that thieves
can't do anything with your information even if they are able to obtain
it.
Freezes have always been available for free to victims of ID theft. But
recently all three of the major credit bureaus adopted new rules
allowing more non-victims to have access to them than ever.
This is a big step forward.
• The cost is $10 per bureau. The total to freeze all three credit
reports would be $30.
• It will also cost you $10 per bureau each time you want to unfreeze
or "thaw" your records to apply for new credit.
• TransUnion's new freeze policy went into effect Oct. 15, 2007.
Experian's policy goes into effect Nov. 1. Equifax has not yet
announced a start date.
STOCK STUFFER
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631 N. Stephanie Street
Suite 311
Henderson, NV 89014
(866) 750-0188